The Loss Adjuster

Charlotte Gambill

February 1, 2026

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The Loss Adjuster

February 1, 2026

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THE LOSS ADJUSTER 

1 Samuel 3:2-5 NIV 2 

One night Eli, whose eyes were becoming so weak that he could barely see, was lying down in his usual place. 3 The lamp of God had not yet gone out, and Samuel was lying down in the house of the LORD, where the ark of God was. 4 Then the LORD called Samuel. Samuel answered, “Here I am.” 5 And he ran to Eli and said, “Here I am; you called me.” But Eli said, “I did not call; go back and lie down.” So he went and lay down. 

2 Samuel 11:1-2 NLT In the spring of the year, when kings normally go out to war, David sent Joab and the Israelite army to fight the Ammonites. They destroyed the Ammonite army and laid siege to the city of Rabbah. However, David stayed behind in Jerusalem. 2 Late one afternoon, after his midday rest, David got out of bed and was walking on the roof of the palace. As he looked out over the city, he noticed a woman of unusual beauty taking a bath. 

Galatians 5:25 NIV 25 “Since we live by the Spirit, let us keep in step with the Spirit.” 

Ecclesiastes 3:11 NIV 11 “He has made everything beautiful in its time. He has also set eternity in the human heart; yet no one can fathom what God has done from beginning to end.” 

Ecclesiastes 3:2-4 NIV 2 “a time to be born and a time to die,  a time to plant and a time to uproot, 3 a time to kill and a time to heal, a time to tear down and a time to build, 4 a time to weep and a time to laugh, a time to mourn and a time to dance,” 

1 Samuel 16:1 NIV “The LORD said to Samuel, ‘How long will you mourn for Saul, since I have rejected him as king over Israel? Fill your horn with oil and be on your way; I am sending you to Jesse of Bethlehem. I have chosen one of his sons to be king.’” 

1 Kings 19:9 NIV 9 “There he went into a cave and spent the night. And the word of the LORD came to him: ‘What are you doing here, Elijah?’ 

John 20:1-2, 4 NIV “Early on the first day of the week, while it was still dark, Mary Magdalene went to the tomb and saw that the stone had been removed from the entrance. 2 So she came running to Simon Peter and the other disciple, the one Jesus loved, and said, “They have taken the Lord out of the tomb, and we don’t know where they have put him!” 4 Both were running, but the other disciple outran Peter and reached the tomb first.” 

John 20:11-18 NIV 11 “Now Mary stood outside the tomb crying. As she wept, she bent over to look into the tomb 12 and saw two angels in white, seated where Jesus’ body had been, one at the head and the other at the foot. 13 They asked her, “Woman, why are you crying?” “They have taken my Lord away,” she said, “and I don’t know where they have put him.” 14 At this, she turned around and saw Jesus standing there, but she did not realize that it was Jesus. 15 He asked her, “Woman, why are you crying? Who is it you are looking for?” Thinking he was the gardener, she said, “Sir, if you have carried him away, tell me where you have put him, and I will get him.” 16 Jesus said to her, “Mary.” She turned toward him and cried out in Aramaic, “Rabboni!” (which means “Teacher”). 17 Jesus said, “Do not hold on to me, for I have not yet ascended to the Father. Go instead to my brothers and tell them, ‘I am ascending to my Father and your Father, to my God and your God.’” 18 Mary Magdalene went to the disciples with the news: “I have seen the Lord!” And she told them that he had said these things to her.”

1. Adjust | Empty to Full 

John 20:11 NIV 11 “Now Mary stood outside the tomb crying. As she wept, she bent over to look into the tomb  

John 20:13 NIV 13 They asked her, “Woman, why are you crying?” “They have taken my Lord away,” she said, “and I don’t know where they have put him.” 

Psalm 30:5 NLT 5 “For his anger lasts only a moment, but his favor lasts a lifetime! Weeping may last through the night, but joy comes with the morning.” 

Psalm 30:11-12 NLT 11 “You have turned my mourning into joyful dancing. You have taken away my clothes of mourning and clothed me with joy, 12 that I might sing praises to you and not be silent. O LORD my God, I will give you thanks forever!” 

2. Adjust | Accusation for Revelation 

John 20:13-16 NIV 13 “They asked her, “Woman, why are you crying?” “They have taken my Lord away,” she said, “and I don’t know where they have put him.” 14 At this, she turned around and saw Jesus standing there, but she did not realize that it was Jesus. 15 He asked her, “Woman, why are you crying? Who is it you are looking for?” Thinking he was the gardener, she said, “Sir, if you have carried him away, tell me where you have put him, and I will get him.” 16 Jesus said to her, “Mary.” She turned toward him and cried out in Aramaic, “Rabboni!” (which means “Teacher”).” 

Job 1:22 NLT 22 “In all of this, Job did not sin by blaming God.” 

Job 1:22 NLT 22 “In all of this, Job did not sin by blaming God.” 

John 20:14-16 NIV 14 “At this, she turned around and saw Jesus standing there, but she did not realize that it was Jesus. 15 He asked her, “Woman, why are you crying? Who is it you are looking for?” Thinking he was the gardener, she said, “Sir, if you have carried him away, tell me where you have put him, and I will get him.” 16 Jesus said to her, “Mary.” She turned toward him and cried out in Aramaic, “Rabboni!” (which means “Teacher”).” 

Luke 24:5-6 NIV 5 “In their fright the women bowed down with their faces to the ground, but the men said to them, “Why do you look for the living among the dead? 6 He is not here; he has risen! Remember how he told you, while he was still with you in Galilee:” 

3. Adjust | Release - Increase 

John 20:17 NIV 17 “Jesus said, “Do not hold on to me, for I have not yet ascended to the Father. Go instead to my brothers and tell them, ‘I am ascending to my Father and your Father, to my God and your God.’” 

Philippians 3:7-8 NIV 7 “But whatever were gains to me I now consider loss for the sake of Christ. 8 What is more, I consider everything a loss because of the surpassing worth of knowing Christ Jesus my Lord, for whose sake I have lost all things. I consider them garbage, that I may gain Christ” 

Acts 17:26-28 NIV 26 “From one man he made all the nations, that they should inhabit the whole earth; and he marked out their appointed times in history and the boundaries of their lands. 27 God did this so that they would seek him and perhaps reach out for him and find him, though he is not far from any one of us. 28 ‘For in him we live and move and have our being.’ As some of your own poets have said, ‘We are his offspring.’” 

Joel 2:25-27 NIV 25 “I will repay you for the years the locusts have eaten—the great locust and the young locust, the other locusts and the locust swarm—my great army that I sent among you. 26 You will have plenty to eat, until you are full, and you will praise the name of the LORD your God, who has worked wonders for you; never again will my people be shamed. 27 Then you will know that I am in Israel, that I am the LORD your God, and that there is no other; never again will my people be shamed.”